Equifax Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

Equifax Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Colorado

Equifax is reporting on my credit report under a account that is not mine : - -. On -/-/2016, I requested Equifax to validate this information with - - and provide me with copies of any documentation associated to this account, bearing my signature! ( see attached letter ) sent USPS Certified item number - received on - -, 2016 at - ( see attached ). I again sent another letter to Equifax USPS Certified Mail item number - received on - -, 2016 at - ( see attached ). Equifax has failed to provide ANY documentation bearing my signature! As per the Fair Credit Reporting Act section 623 ( a ) ( 3 ) Equifax had 30 days to complete this investigation! They have failed and have now violated federal law. ( see credit report dated - -, 2016 proving their violation attached ) 623. Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] ( a ) ( 3 ) Duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. I am sending one more letter dated today -/-/2016 with this complaint attached ( see attached )

Equifax customer in Colorado
Oct 21, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

Created with Highcharts 4.2.3EquifaxComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/201610/201611/201612/20160255075100125150Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3EquifaxCredit reporting company's investigation0.0%74.8%23.8%1.4%ClosedClosed with explanationClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit reporting company's investigation0.5%71.4%0.2%25.8%2.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau

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