FMS Inc. Debt Collection Complaint

FMS Inc. Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Washington

After reviewing my - credit report I was very concerned to realize that I had negative items listed that are all medical debt from the same company FMS Inc with the original debtor showing -. I immediately contacted - and was told they did not have any services rendered to me with a balance owed ( I am including documentation ) which shows any services I had have a - balance and that had if had any services ( Which I did not ) they would have been fully covered insurance. This leads me to believe either this is a matter of identity theft or someone else 's information reporting to my report. I have struggled to navigate through the muddy water of removing these medical debt inaccuracies on my credit report which continue the negatively impact my overall credit. I have never received any communication from FMS Inc stating that I owe the debt nor have they legally validated the debt after several disputes with FMS Inc. as well as - & - I have had continuous medical insurance with my employer since - through - as well as dual coverage from my husband which is a - service


The credit bureau 's or FMS Inc could accurately or fairly verify the accuracy of this debt and still remain within HIPPA laws. - was unable to validate anything was owed which I am attaching Billing info as documentation. I am including my history with -, My Insurance Info and everything else that should allow - the promptly remove these inaccuracies from my report. I feel very violated that I even need to provide my medical history to show that I have not had services unpaid through -. All account posted to credit bureau on the same day. on - FMS - -/-/- $3900.00 - Debtor - FMS - -/-/- $2500.00 Origianl Debtor - All account posted to credit bureau on the same day.- FMS - -/-/- $3900.00 Origianl Debtor - FMS - -/-/- $2500.00 Origianl Debtor - FMS- -/-/- $460.00 Origianl Debtor -