Wells Fargo & Company Debt Collection Complaint

Credit card Taking/threatening an illegal action threatened to sue on too old debt

Wells Fargo & Company Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt California

The - companies I am writing about have been relentless and dishonest in attempting to collect from me credit card debts that were generated during the -/-/-/-/-/- economic meltdown. That is when the clock started. According to the statute of limitations in California where I reside, these debts are past the statute of limitations period of four years. I was informed on Wednesday that one of these companies has obtained a judgment against me and will begin to garnish my wages effective -/-/-, defying the laws of the state that clearly spell out that debt that is older than 4 years old can not be collected. In addition, this particular debt collection firm has filed suit against me ( documents enclosed ) These aggressive debt collectors have made it a mission to enforce debts that are barred by the statute of limitations. In good faith I negotiated with - of the - debt collecting companies a few years ago and I have been paying down this debt slowly. The other - companies have been incessant in their continued pursuit. These are all open credit accounts debts and the debt collectors know that these debts are old and past the statute


sums are so outlandish that I can not possibly stay financially viable ; I will crash. The -/-/-/-/-/- meltdown had terrible financial repercussions on my family and I. When people around me were declaring Chapter - bankruptcy, I stuck it out and fought back in order to pay back loans. My house went into foreclosure three times and three times I saved it from this fate by providing mountains of bank-requested documentation, many times the day before the house went to auction. I am very proud of having achieved this. Unfortunately some of my debts went without recourse and I lamentably could not pay them back. I achieved new and promising employment -/-/- and I was looking forward to a productive and contributory career advancement and now this. I find it appalling that the courts would allow for a lawsuit of this nature, in full knowledge that the cases fall outside of this state 's statute of limitations. My situation now is dire. After having fought back from the precipice more than once, I am besieged by an unlawful and unscrupulous turn of events. Mind you ; I successfully came back from the meltdown while dealing with both my mother and father 's illnesses and subsequent passing. I took care of them every day after work for four years. Would not have done it any other way. So kind folks, an act of God brought me to your website. Your mission statement and goals are so worthy I can not begin to express my sentiments. Thank God that a group like yours exists. Now, I ask for help. I am staring at a life ending on such a false note. Please help my family and I traverse this labyrinth and find true justice out of this terrible whirlwind. I thank you profusely from the bottom of my - - Bless You.

Wells Fargo & Company customer in California
Aug 24, 2016

* Source: CFPB Complaint Database

Wells Fargo & Company response to complaint:
Closed with explanation

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