Automotive Credit Corporation Consumer Loan Complaint

Automotive Credit Corporation Consumer Loan department,

Vehicle loan Problems when you are unable to pay Florida

I received a phone call from a man by the name of -, which to be honest I do n't remember if he said his name when he called. I was more interested in what company it was calling me from a weird - number as it appeared on my caller ID. This man calls me to advise me that my car pay is $58.00 short, my payment is actually - and change. Most of the time I do n't bother thinking in cents but in whole dollars so either I pay a few cents less or a whole dollar more, no big deal. I tell him if that is an issue, he states that it is because my total payment should have been the - and change, I then tell him that this entire phone call is a bit ridiculous because up until now I have paid my payments in full minus the lousy cents and this month I paid - instead of the - and change since they want to get " technical ''. I then ask him for a copy of my contract loan with them just so I am aware if I am out of bounds,


left messages with co workers during the first two months because of being a few days late, only because of my due and payment cycle however it was UNDER 10 days late. This is not my first car loan, but this is the first time being approached as harshly FROM THE BEGINNING. If I could turn the car in without hurting my credit I would have a long time ago, but we all know that 's not the smart thing to do and I do n't think I can handle 4 more years of this kind of attitude because if it 's not this month it will be next month, kind of annoying if I am paying my bill in full or up to - % and within its pay period I do n't see why I need a babysitter. Something has to change because along with the - attitude, - did not give me the FDCPA or mini miranda or any other kind of awareness before continuing with the slap in the face.