FAIR COLLECTIONS & OUTSOURCING, INC. Debt Collection Complaint

FAIR COLLECTIONS & OUTSOURCING, INC. Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine New York

- accounts for Fair Collections and Outsourcing, # -, and # -, are in error. I have attempted to get these alleged debts removed from my credit reports. - have done so, but - refuses. These alleged debts were purchased by a collection agency from - - Apartments. I have sent documents proving that I do not owe this debt. In a nutshell, I had planned to lease an apartment - Apartments, only to receive military orders to report to duty in New York State. Despite federal law, the Soldiers and Sailors Relief Act, which required - - Apartments to rescind the lease once I provided notice, - - Apartments refused to do so, necessitating litigation. When the judge learned that I was under military orders, the judge appointed me a guardian ad litem, who succeeded in getting the malicious lawsuit filed by - - Apartments dismissed. In other words, the court held that I owed nothing. - - nonetheless went and sold a fraudulent alleged debt to a debt collection agency, Fair Collections and Outsourcing. I informed Fair Collections and Outsourcing of the dismissal of - - Apartments ' case and that the debt was invalid. Fair Collections and Outsourcing has chosen to report me to the credit bureaus as a form of extortion in an attempt to get me to pay an amount that the court held I do not owe under federal law. Despite numerous communications with Fair Collections and Outsourcing, this unscrupulous debt collector refuses to inform - that the debt is invalid. Consequently, - will not remove the amount from my credit report. Even worse, - of the alleged " debts ' is in fact a security deposit that - - is obligated to return to me.