Citibank Credit Card Complaint

Citibank Credit card department,

Convenience checks New York

I used a convenience check with a 0 % APR until - -. Then at a later date, I used a convenience check with a 0 % APR until - -. I am told now that there is no way that I can pay the balance of the check that expires sooner without also paying the balance of the one that expires in - -, because the system automatically applies the payments to whatever account it wants to when they both have the same APR. Once my balance on the one account starts being charged interest, then payments would be applied to that one first. I was told that I should have understood that with the wording on the disclosure for the convenience check. But I do n't think that is made very clear in the offer. A creditor should be required to apply the payment to the promotion that is going to expire sooner.