Credit Services of Oregon, Inc. Debt Collection Complaint

Credit Services of Oregon, Inc. Debt collection department,

Medical Communication tactics Threatened to take legal action Oregon

I received a copy of a writ of garnishment from - - - - that was issued from CSO Financial. I had no idea that CSO financial had a judgment against me. A few days after receiving the copy from - -, I got a Validation Notice from CSO Financial, stating that I should dispute within 30 days and they would obtain copy of the judgment and if there was no dispute they would assume the debt was vaild. A few days after that, within the 30 days, I received a Writ of Garnishment from CSO Financial, which states I can not dispute the validty of the debt but can only challenge the Garnishment. I tried calling and so did my sister, who is an authorized user on my account and neither - of us was ever actually able to speak to a person. It is my understanding that sending those - different notices within the 30 days of each other is in violation of the FDCPA because it sends confusion to the least sophisticated consumer.