Pacific Union Financial, LLC Mortgage Complaint

FHA mortgage Loan servicing, payments, escrow account

Pacific Union Financial, LLC Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Wisconsin

I was dealing with Pacific Union ( my current lender ) on a refinance, but the original lender who did loan to help me buy the home offered a better deal so I decided to go with them for my refinance. The only caveat was that Pacific Union was offering $0.00 to close because they were netting my escrow balance toward my payoff amount. When we tried to get a copy of the netted payoff for my other lender to use, I was told by multiple employees on multiple calls that they were sending it but it never came. Finally I got a manager on and they said they never send these and absolutely refused to cooperate. The escrow funds are - % my money, not theirs and they have no right to discriminate in using it to reduce their internal payoff ONLY if they are doing the loan. I need you to please contact them and push them to send the net funded payoff to my fax at - to help me get my transaction closed ASAP. They are putting me in a position where I am risking getting a 30 day late. Thank you for your help.

Pacific Union Financial, LLC customer in Wisconsin
May 13, 2016

* Source: CFPB Complaint Database

Pacific Union Financial, LLC response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Pacific Union Financial, LLCComplaint HistoryComplaints11/20122/20133/20134/20135/20137/201311/201312/20131/20142/20143/20144/201410/201411/201412/20141/20152/20153/20154/20155/20157/20158/20159/201511/201512/20152/20163/20164/20165/20166/20167/20168/20169/201610/201611/201612/20162/201702468Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Pacific Union Financial, LLCLoan servicing, payments, escrow account95.8%2.8%1.4%Closed with explanationClosed with monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan servicing, payments, escrow account2.3%80.3%4.0%5.8%1.1%5.1%1.2%0.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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