Universal Acceptance Corporation Consumer Loan Complaint

Vehicle loan Problems when you are unable to pay

Universal Acceptance Corporation Consumer Loan department,

Vehicle loan Problems when you are unable to pay Texas

I was responding to UAC regarding an email that I received in -/-/- regarding a consent order sent to me by email from the CFPB about this company reporting incorrectly to the credit bureaus. I had a lot of problems with them when I was a customer so naturally I wanted to check to make sure my credit reflected correct information. I was advised if already pulled credit report from annual credit report.com and still wanted a copy that we were entitled to one from - and could request it by calling UAC. I did that in on -/-/- and spoke with a woman who had no idea what was going on but took my request to the credit department and was told would mail it and they took my new address. That was two months ago and I have yet to receive any credit report from them. I then called UAC today -/-/- and spoke to a - - who was incredibly rude he must have interrupted me 5 times during the conversation and was very argumentative. He had the nerve to tell me that it did n't really apply to me because I have n't done business with


down my new address and married name and said would request my credit report. Then a little while later he called me back to tell me that I was wrong and that they are not sending customer 's credit reports but that is what it says in both emails that I received I was treated with incredible rudeness by this customer service representative ony to have him back off multiple times and say he 's just trying to help me I want to know that my information is correct and I want it taken care of as stated by UAC I have not been a customer of theirs for awhile and I would never be again. Every conversation I ever had with those people the whole time I had a loan was disgusting rudeness I was given a loan modification once to help me out and they failed to let me know at the modifcatin that they were raising my interest rate I think they raised it to like a disgusting 24 or 29 % I had a terrible experience with this company and to call back later with a fully paid off account only to be treated like - again is truly annoying.

Universal Acceptance Corporation customer in Texas
May 04, 2016

* Source: CFPB Complaint Database

Universal Acceptance Corporation response to complaint:
Closed with non-monetary relief

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