Toyota Motor Credit Corporation Consumer Loan Complaint

Vehicle lease Shopping for a loan or lease

Toyota Motor Credit Corporation Consumer Loan department,

Vehicle lease Shopping for a loan or lease New York

Went to lease a new Toyota Prius. The dealership made a deal without checking my credit report. They advertise -+ FICO credit rating. My credit cards free FICO report showed -+ on my statements, so I was n't worried. After transferring insurance and making the down payment, a person from the finance department showed up and said, we have a problem, my credit rating is less than -. I asked ; which credit FICO or Vantage? His answer was ; Your -. That is your credit, if you want the car the payment will be $65.00 more.Being my insurance already transferred at that time, I decided I can pay for the new amount, but I still do n't think that is the right amount or that was the right way to make the deal. Also, I have a feeling they use, Instead of FICO, the Vintage credit score wich in most cases much lower, again Toyota advertises FICO!!!

Toyota Motor Credit Corporation customer in New York
May 03, 2016

* Source: CFPB Complaint Database

Toyota Motor Credit Corporation response to complaint:
Closed with explanation

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