Bayview Loan Servicing, LLC Mortgage Complaint

Conventional adjustable mortgage (ARM) Application, originator, mortgage broker

Bayview Loan Servicing, LLC Mortgage department,

Conventional adjustable mortgage (ARM) Application, originator, mortgage broker Connecticut

Bayview Loan finding doesNOT legally own my loan. My initial loan was originated by - - - -/-/-. On - -, - ( one day before my FIRST mortgage payment was due I was sent a certified letter stating that I should not sent my payment to the address that was originally provided to me. I had quite obviously already sent my mortgage payment which was due on -/-/-. I continued paying Residential Home Funding through -/-/-, not knowing I had bee sold to a servicer AND bank that both ceased to exist. - and any transfer of ABS was not made until - -. - when I was served with foreclosure papers by -, - - -. Both the NEW assignment of mortgage note and the forclosure were under the name -, with - as the servicer and holder of my note, despite proper documentation being drafted some 7 months AFTER I had bee sold. Despite proving that I had continued to pay - and then began paying -, no knowing it was a deceased entity, no corrections were made to my balance, despite countless hours of calls and faxes proving I had always paid on time, but to


my mortgage to - - -. Unbeknownst to me, I was yet AGAIN paying the wrong company and proper accounting never took place. I completed nearly 1/2 dozen HAMP, HOPE, and various loan modification documents for mediation with yet another forclosure mill, -, -, -. After the first meeting, showing up to the second meeting where no one other than I showed up, I was never contacted again. - never contacted me again and my foreclosure was mysteriously withdrawn. I should also note that ( more than 7 YEARS passed AFTER I, my note and servicer had been sold to - and the " note holder '' - ) and the - paperwork was filed. This was also signed and transferred illegally via illegal - documents that were filed within 6 days of my submission of a qualified Written Response. The actual transfer of my loan to - was a document riddled with fraud as literally every signature on the document was a " known robosigner '' and in fact the notary is currently in Federal Prison for white collar crime. The fact that the first assignment of my loan to - was illegal, - York, -, etc, have NO STANDING to represent a foreclosure upon my home and loan. In fact none of them ever legally owned it in proper. I therefore find it incredulous that ANY of the above parties have any standing in claiming that they are a servicer, much less the holder of the note and therefore can not execute a legal foreclosure upon my home. The loan, from inception, was Predatory in nature, which effectively removes - - - from benign a place of standing for foreclosing upon my home. In reviewing and researching cases and the illegal activities of any and all of the aforementioned parties, I do not feel that any one of them are legally entitled to execute a foreclosure, as each and every one of the banks, servicers, lawyers and origination lender have ALL been a party to this continual violation of TILA, RESPA violations and Fraud upon myself and upon the Superior Court of -, -.

Bayview Loan Servicing, LLC customer in Connecticut
Apr 14, 2016

* Source: CFPB Complaint Database

Bayview Loan Servicing, LLC response to complaint:
Closed with explanation

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