Synchrony Financial Credit Card Complaint

APR or interest rate

Synchrony Financial Credit card department,

APR or interest rate Florida

On -/-/- I went to a - clinic named - - -, - offices located at - - - -, - Fl. - seeking for - treatment, they refused to accept monthly payments or payments for visits, t was very clear that I could pay every time for my treatment even if that would be 3 times per week, instead the clinic contacted Care Credit, to get me a loan so they could get paid ahead the amount of $5000.00 I already had a credit with Synchrony Bank ( Care credit ) for $1000.00 ( card ending in - ) another credit card for $4000.00 ( card ending - ) was mailed to me and quickly charged for the - Clinic, both card were given a promotional payment of 18 month, on - - - I had a balance of $1800.00 in the card ending -, I contacted my Bank - to make a balance Transfer from my - credit card to Synchrony Bank to pay off the balance, but the bank sent a check with the wrong account number ( - ) Synchrony bank rejected the payment and they told me I had to submit a payment on -/-/-


on - -, I sent a payment of $200.00 on - the -, Synchrony Bank forgot the extended period of grace promised and they want to collect now $2900.00 I ca n't trust the Bank anymore even if I could submit the rest of $1600.00 today the interest of 26.99 % of $5000.00 is already in my statement. The interest of the balance is only $430.00 a difference of $930.00 is too much for me specially without any employment or weekly salary. I was un-aware of this predatory lending from Synchrony Bank even when it was highly suspicious that the clinic refused to accept my weekly payments, and that was because my medical condition returned 3 month later after the last treatment, I did not that I was not supposed to be forced to pay ahead for - treatments, I kept paying any way but enough is enough, and I would like to see now a copy of the check paid to the clinic by Synchrony bank just to make sure that the amount is right, further more the Florida laws allow to collect a maximum interest of 18 % in any debt.

Synchrony Financial customer in Florida
Mar 30, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with monetary relief

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