LoanDepot Mortgage Complaint

FHA mortgage Loan servicing, payments, escrow account

LoanDepot Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Florida

Following a refinance in - -, my Loan Servicer did not pay my - Real Estate Taxes from my escrow account in -, the customary time that taxes are paid from escrow. I had an amount listed in the Servicer 's website that provided me with an amount paid in -. On - -, -, The Real Estate taxing authority sent a delinquent tax statement to my home. I researched the Real Estate Tax paid with the taxing authority and discovered that the Real Estate Tax listed on the website was paid in - ( a prior Lender paid the - taxes from escrow ). I have been in contact with the current Servicer and they are making arrangement to pay the - Real Estate. However, I am told that I can not deduct the - Real Estate tax from my Federal Income Tax return since the tax was not paid in the calendar year. This increases my Federal taxes. The Mortgage Interest Paid ( Form - ) did not list Real Estate taxes!

LoanDepot customer in Florida
Mar 29, 2016

* Source: CFPB Complaint Database

LoanDepot response to complaint:
Closed with explanation

Created with Highcharts 4.2.3LoanDepotComplaint HistoryComplaints11/20121/20137/20138/20139/201310/201311/201312/20132/20144/20145/20149/201410/201411/201412/20141/20153/20154/20155/20156/20157/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20169/201611/201612/20161/20172/20173/201702468Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3LoanDepotLoan servicing, payments, escrow account100.0%Closed with explanationSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan servicing, payments, escrow account0.2%5.8%5.1%1.1%2.3%4.0%80.3%1.2%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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