Bayview Loan Servicing, LLC Mortgage Complaint

FHA mortgage Application, originator, mortgage broker

Bayview Loan Servicing, LLC Mortgage department,

FHA mortgage Application, originator, mortgage broker Georgia

I am the original owner of my home which was purchased in -. In -, I did a home equity line of credit and did a quit claim deed, adding my husband to the mortgage. In - -, the husband refinanced the mortgage unbeknown to me. I had received preliminary foreclosure notices from - - - in -. When I contacted the bank to discuss the notice, I was informed that they could not speak to me because I was not listed on the mortgage. I requested documentation from the bank to validate their statement. I received from the bank a copy of an " Original Promissory Note '' which only indicated the husband 's name, signature and initials. I was not aware of, nor a party to the refinance closing transaction of said property on - -, -. My name nor signature is not present on the binding agreement known as the " Promissory Note '' dated - -, -. I have submitted an affidavit to - - -, as a sworn document, dated and notarized, - -, -. - - - has transferred the loan to Bayview Loan Servicing , LLC in - -. I was notified by Bayview Loan Servicing LLC, of a default for an Unsecured Instrument, which I have not signed. Bayview Loan Servicing LLC, has retained, - in -, Ga, as the representing party of Servicer. There is definite violations of the Federal Truth-in-Lending Act. I was not aware of the refinance transaction, not a party to the closing of this transaction and there 's only one name and signature on the " Promissory Note ''., which is not mine.

Bayview Loan Servicing, LLC customer in Georgia
Mar 22, 2016

* Source: CFPB Complaint Database

Bayview Loan Servicing, LLC response to complaint:
Closed with explanation

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