Conventional fixed mortgage Loan modification,collection,foreclosure
Bayview Loan Servicing, LLC Mortgage department,
Conventional fixed mortgage Loan modification,collection,foreclosure California
I have been in review for a loan modification for quite some time now. My loan transferred to Bayview Loan Servicing -/-/-, when I submitted a loan modification to them. I have been back and forth with them in submitting documentation continuously. More specifically, I have been informed by multiple representatives that my file had been in review and was with their Underwriting Team since -/-/- ( that 's how they were able to postpone the multiple sales on my account ). On - -, i received a call from the representative with Bayview and was advised that my file had still been in underwriting and the sale date which was originally scheduled for -/-/- was placed on hold. I called on back on the date of -/-/- to see how things were going with my review and was informed that my home went to sale earlier that morning. Unbeknownst to me, i was complete shock since i was just notified that my file was with their underwriting department and advised my sale was placed on hold. I asked to speak with management and was told they would need to call me back. I didnt receive a call back for
sale but that it would take about a week. They then told me that it had been denied for the HAMP modification program but that it would be approved for an in house. They advised the home went to sale to a 3rd party but they would be contacted to let them know that the sale would be rescinded. I followed back up with them on -/-/-, spoke with - - who informed me that a decision had been reached by their Senior Management Team that the foreclosure will no longer be rescinded. They didnt care that i had a perfected file in review with their Underwriting Team and they were not concerned with the Homeowners Bill of Rights and their decision still stands. This is such a violation with everything that the Homeowner Bill of Rights stands for. This is a home that i worked very hard for and now was taken from right under me. I complied with everything they ever requested and never balked on any information they requested. I really need you help. Now they are not budging on anything they had previously stated and are taking my home. HELP HELP HELP!
Bayview Loan Servicing, LLC customer in California
Mar 09, 2016
* Source: CFPB Complaint Database
Bayview Loan Servicing, LLC response to complaint:
Closed with explanation
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