BMO Harris Mortgage Complaint

Home equity loan or line of credit Loan modification,collection,foreclosure

BMO Harris Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure Illinois

- mortgage with Harris, they are asking for the full balance and will not take payment. Will soon be adding late fees etc. I asked for a modification and they said I would need to see about applying for new loan at 8 % fixed. I will not gaulify for that it has been over 30 days with no answer. I do not want a new higher payment will sell in two years and pay them off. I feel they gave these loans before the mkt tanked and they should help customers who did not walk away from house and modify the - until we can pay off or sell. I need a modification before they eat up what little equity I do have while they add late fees etc.

BMO Harris customer in Illinois
Feb 24, 2016

* Source: CFPB Complaint Database

BMO Harris response to complaint:
Closed with explanation

Created with Highcharts 4.2.3BMO HarrisComplaint HistoryComplaints1/20122/20123/20124/20125/20127/20128/201210/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20159/201511/20151/20162/20169/201610/201602468Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3BMO HarrisLoan modification,collection,foreclosure0.8%83.5%2.5%3.3%2.5%6.6%0.8%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefUntimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan modification,collection,foreclosure2.6%80.5%0.9%7.4%0.6%6.9%0.9%0.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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