Portfolio Recovery Associates, Inc. Payday Loan Complaint

Portfolio Recovery Associates, Inc. Payday loan department,

Payday loan Can't contact lender Can't contact lender California

For the last three months I have been harassed by Portfolio Recovery Associates alleging that I owe a payday loan from -. I have no knowledge, no paperwork, no site information or no loan number of this payday loan they allege in the amount of $300.00. Secondly, the statute of limitations has expired in California for them to collect on this " alleged '' debt. I have sent them a cease and desist letter, yet they keep calling my home and my daughter 's cell phone. Apparently the lawsuit executed by CFPB against them has not worked as they are still using false and erroneous information and threat tactics ( they threatened me over the phone with a " warrant '' ) to get money that they can not even prove that I owe. And even if I did owe it, ( I 'm not saying that I did owe it ), the statute of limitations to collect on debts in California is 4 years. We also declared Chapter - bankruptcy in -, which was discharged -/-/-.