CCS Financial Services, Inc. Debt Collection Complaint

CCS Financial Services, Inc. Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt was paid North Carolina

- - is claiming $130.00 owed for auto insurance on a policy that was cancelled and paid, with a - balance. - - was dropped by me due to my finding a more suitable insurance carrier. I personally cancelled the homeowners and bundled auto insurance. - - charged me $1200.00 for home owners insurance and - monthly for automobile. When I switched insurance carriers, my premium was now $510.00 for homeowners and $60.00 monthly for automobile. Significantly lowering my bills. Which by the way, I repeatedly requested - - contact me directly and explain why my premium was so high. - - failed to contact me for over 4 months, thus resulting in me seeking a more suitable insurance carrier. Additionally my escrow was significantly lowered as a result. I can prove and have sent in my payment history to - -, yet in retaliation of being cancelled, - - sends this $130.00 to collections in an attempt to ruin my credit.