Radius Global Solutions LLC Debt Collection Complaint

Radius Global Solutions LLC Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received Maryland

On -/-/- I received an alert from TransUnion that a collection account had been added to my credit report by Central Credit Service of - Florida in the amount of -. On or about -/-/-, I contact the agency to inquire about the entry and it was stated to me that communication regarding this account had been sent to an address that I had not resided in since -/-/-. I had an initial conversation with one representative, who at that time recited to me my 'current ' address. At that time she stated that they had recently acquired my new address as of -/-/-. I then stated that they had in fact violated my rights as I had not verified or validated that the account was mine. I then asked to speak to a supervisor. Continuing on with the discussion and speaking with - -, she then stated that no documentation was sent to my current address and that the communication was only sent to the previous address. I then iterated that their entry on my credit report violated my rights to verify and validate that the account was mine before reporting to the credit bureaus. I then requested to


mailed communication to the previous address but had NOT sent written communication to my present address. The entry to my credit report was -/-/-. I then requested to speak with the supervisor on duty and was connected to - -, who then preceeded to tell me that communication was sent AGAIN to the previous address but not the current. I then stated to - - that my rights as the consumer being charged as being responsible for this had NOT been communicated as per my rights and that they failed to verify and validate said debt before listing the account on my credit report. - - then stated that Central Credit Services will not confirm or deny that they failed to verify or validate the debt prior to listing the account with the credit reporting agencies. I was then direct again to give - - a call. I have not been able to reach - - and have left him a message regarding this unverified debt. To date, the day being -/-/- - am, I have YET to receive any written communication from Central Credit Service or a returned phone from - - -. Per the FRCA and FDCPA, debts are to be verified and validated prior to being reported to the credit reporting agencies. I as the consumer have the right to validate, verify or dispute said debt, which as of today, I have not. I am still awaiting documentation that illustrate that I 'm responsible which Central Credit Services has not provided. YET, on -/-/- they reported to the credit reporting agencies an unverified and invalidated account. I have not verified or disputed this account, as it is my right to do so provided by FCRA and the FDCPA.