PayPal Holdings, Inc. Payday Loan Complaint

PayPal Holdings, Inc. Payday loan department,

Payday loan Received a loan I didn't apply for Received a loan I didn't apply for Massachusetts

I signed up for Paypal where I entered my credit card and expected that card to be debited for all transactions where I selected the Paypal option. I was recently contacted by Paypal for an overdue loan through their lending services. I did NOT sign up for a loan of any kind, especially one at 19 % interest when the card I chose to debit was only at 8 %. I do not know how to get this loan canceled and the late fee taken off. This enrages me that I could be signed up for something I did not agree to in any way. There is no form with my signature, nor an application for this loan.