HSBC Debt Collection Complaint

HSBC Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt Colorado

They not only THREATENED to sue me on debt that is too old to be sued on, THEY IN FACT DID. - - -, - and their attorney - - ( -, CO ) actively pursed a lawsuit against me on a debt they knew to be a Time-Barred Debt. The debt was a credit card account - had purchased that was originally a credit card from HSBC - -. They completely disregarded the Federal and State Laws on debt collection practices, harassed me in - County Court in Colorado, and attempted to even illegally obtain a judgement against me in - County Court. I had to fight them for approx. a year against their illegal practices, and if I did n't, they were stampeding their way through the County Court in - County Colorado with complete disregard of the FDCPA. In fact, they almost got away with obtaining a judgment against me, illegally so, except by shear happenstance of me learning of their activities within a - Report I had acquired for other informational purposes. I was then forced to hire a lawyer to protect me from their pursuit of extorting monies from me for time-barred debt. They simply were n't going to back-off until they could bully me into paying monies that they were attempting to extort from me. They have a total disregard and cavalier attitude in regard to the FDCPA, and fully believe they can bully monies by their `` gangster-like '' activities by misusing county courts to file lawsuits that are wrongful against consumers thinking they are above the law and can commit this criminal activity against naive consumers, out-lawyering consumers, and willfully and wantonly ignoring federal and state debt collection practice acts and laws that are in place to protect consumers.