Fifth Third Bank Consumer Loan Complaint

Vehicle loan Problems when you are unable to pay problems when you are unable to pay

Fifth Third Bank Consumer Loan department,

Vehicle loan Problems when you are unable to pay Problems when you are unable to pay Georgia

In -/-/- I filed bankruptcy due to medical bills and loss of income, and during the process I communicated to my attorney that I wanted to keep my car. On -/-/- my attorney received a copy of the Reaffirmation Agreement from Fifth Third representative - -. I spoke with my attorney about the form .I signed it and my attorney sent the information to Fifth Third Bank ( see correspondence below from attorney to Fifth Third Bank ). My bankruptcy was discharged in -/-/-, and therefore Fifth Third was now allowed to speak with me about the account, and return my calls. Over a 3 to 4 month period I contacted Fifth Third Bank about rearranging my payment as stated in the Reaffirmation Agreement. They were not willing to work with me and over a - to - period I submitted payments late.


information the attorney sent Fifth Third Bank it is obvious that they violated the bankruptcy laws and rules. It is also obvious that they were careless in dealing with this sensitive issue. I called Fifth Third Bank and complained about the process, and to discuss the Reaffirmation Agreement. I was told by - people at Fifth Third Bank ( - a representative, - the supervisor, and - the Manager ) that they did not receive the signed agreement. They all lied about the Reaffirmation Agreement, it was sent to them. They communicated that my attorney would not return their calls and therefore they left it alone. The attorney provided proof that Fifth Third Bank was sent the signed form. We were not getting anywhere with Fifth Third Bank regarding their error. They were rude and cared less about the hardship they created. On -/-/- I went to the bank and paid the car off, and while at the bank I asked the teller if the check would be put on hold. I was told no, and that it would clear that night. Today, -/-/-, Fifth Third Bank refuses to release my car stating that we have to wait 5 days for the check to clear, which it cleared on -/-/- at - Fifth Third is holding the car because they are trying to correct the error they created, and cover up their violation related to the bankruptcy laws. We were told that they have to follow the bankruptcy rules and laws. This statement confirms that they violated the rules and acted out of greed and malice regarding my car. Please note that I also mailed the signed form to Fifth Third Bank. Fifth Third Bank careless actions have created a hardship related to : - Transportation to and from work ... causing me to be late and putting my job at risk- Creating unsafe situations- Transportation related to my kids ride to and from school- Fees associated with acquiring funds to purchase the car ... high rate loans due to my bankruptcy - - - - Original message - - - - From : - - - ( - ) To : - : Requested information ; - and - -, As requested, please see below a copy of the email correspondences between our office and Fifth Third Bank 's representative, - - -, -. An attorney from our firm had directly forwarded the email sent to us by - - to -, -. Please let me know if you have any further questions or concerns. Thank you. Sincerely, - - at -, - - -, Georgia -. : ( - ) - : ( - ) - : - NOTICE : This email message ( including attachments ) contains information which may be confidential and/or legally privileged. It is intend

Fifth Third Bank customer in Georgia
Dec 05, 2015

* Source: CFPB Complaint Database

Fifth Third Bank response to complaint:
Closed with explanation

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