Payday loan Received a loan I didn't apply for received a loan i didn't apply for
Red Rock Tribal Lending Payday loan department,
Payday loan Received a loan I didn't apply for Received a loan I didn't apply for Georgia
About 3 weeks ago I received an email saying my loan was pending with castlepayday. I ignored. Within the hour another email arrived saying the loan had been approved. I called the number in the email and told them I never applied for a loan, the agent said it was just an offer. I proceeded to delete the emails. On -/-/- I noticed that castlepayday had deposited $900.00 into my checking acct. I called my bank, -, and asked what to do. I also filed a complaint with the FTC and contacted an advocacy group. At this time I had no idea how to contact CPD however in the meantime - was watching my account and did a stop payment so castlepayday could not takeany money out of my account as a precaution. - also made arrangements to return the money to CPD as soon as it finished processing. 2 days later the loan processed. I now had a contact number for CPD and called them and told them I never applied for a loan and they would receive the funds of $900.00 back within 5 business days. I spoke with a -, supervisor, who assured me they would not
explained to me how CPD got around my account. I called CPD and requested the money to be returned since they were never authorized to take money from my account. CPD kept insisting that they needed to verify the funds were removed by talking to my bank or checking with my online banking or having me send them a bank statement. I refused all - since they already have this in their system. I told them I was not going to give them any additional information since they had what they needed to get into my account. For some reason they kept insisting they needed the info so I asked for a manager since the agent was n't getting that they have the information including my $310.00. A manager named - finally got on the phone and she requested the same info I told her know that they already have it so she is suppose to contact their research team to look into this and get back with me on -/-/2015 in the meantime my bank is blocking them from having access to my account under CastlePayday.com. I have no idea how they got my banking information or what gives them the right to take money from my account without my permission.
Red Rock Tribal Lending customer in Georgia
Dec 02, 2015
* Source: CFPB Complaint Database
Red Rock Tribal Lending response to complaint:
Closed with explanation
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