Portland Credit Inc Debt Collection Complaint

Other (phone, health club, etc.) Taking/threatening an illegal action attempted to/collected exempt funds

Portland Credit Inc Debt collection department,

Other (phone, health club, etc.) Taking/threatening an illegal action Attempted to/Collected exempt funds Oregon

Portland Credit Inc, also known as Fidelity Collections took exempt funds from my HSA ( Health Savings Account ) and charged a fee for doing so also. In the state of Oregon, HSA accounts are exempt accounts. I submitted a complaint regarding this and also attached my HSA statement with the complaint however - ( the collector ) still refused to honor it and demanded that I go to court to have a judge determine that my funds shouldnt have been taken. I went to court on the - of - 2015 and it was determined that ALL funds must be returned to my HSA account including the erronious fee charged for taking the funds. I still have not received my funds back and I have given ample time for them to comply. I am still being adversely treated by this company and I need those funds to pay for my childrens medical bills. I am also losing interest on my funds not being in my account. Not only has - incorrectly handled my account by not providing federal disclosures or properly verifying my identity when I called before discussing detailed debt information, she has purposely witheld my funds even after being made aware that the funds are exempt and required me to lose wages by having to go into court to show a judge what I 've already provided in my initial CFPB complaint. She has placed a Lien on my property for a debt that is below the amount of - dollars which is not at all how collection agencys treat people with debts. I not only have already had my personal information shared within that company due to my -, but I have been also charged fees that have nothing to do with the debt itself. This company is being extremely and overly aggressive of my debt due to the fact that I have my - and more than likely providing false claims and information about me to make them attack me more aggressively than any other person they are trying to collect a debt from.

Portland Credit Inc customer in Oregon
Dec 01, 2015

* Source: CFPB Complaint Database

Portland Credit Inc response to complaint:
Closed with explanation

Consumer disputes how Portland Credit Inc handled their complaint

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