Citibank Credit Card Complaint

Balance transfer fee

Citibank Credit card department,

Balance transfer fee Ohio

This is a continuation of case # - where upon rectifying issues on prior complaint, I have now been charged additional fees. When Sears reallocated my - payment to 1 ) pay in full the revolving debt of $1500.00 and 2 ) apply the remaining payment toward the deferred billing of $1100.00, I was charged $16.00 to do that. Sears treated my money as if I did a balance transfer toward paying the deferred bill. Sears took the $16.00 out of my payment. I called Sears. Spoke with their dispute department and was told she could not do anything to help me with Balance Transfer Fees. I explained that this was how Sears handled my money to allocate in a fair-practice way. She reminded me again that when you do a balance transfer over the phone ( which I did n't do over the phone ; I used their convenience checks ) that the operator reads pages and pages of disclaimers. This is a nightmare that does not end.

Citibank customer in Ohio
Nov 30, 2015

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with monetary relief

Consumer disputes how Citibank handled their complaint

Created with Highcharts 4.2.3CitibankComplaint HistoryComplaints12/20112/20123/20124/20125/20127/20128/20129/20125/20131/20144/20156/20159/201510/201511/20152/20166/20168/20161/201700.511.522.533.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3CitibankBalance transfer fee34.8%43.5%17.4%4.3%Closed with explanationClosed with monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageBalance transfer fee7.5%5.8%8.7%1.2%26.6%50.3%Closed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationSource: Consumer Financial Protection Bureau

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http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
Citibank
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