Financial Business and Consumer Solutions. Debt Collection Complaint

Financial Business and Consumer Solutions. Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received Florida

Today I checked my credit report, and there was an unknown medical collection from FBCS Inc, account number -. I have never heard of this company, I have never received any information pertaining to the bill or collection in question. I have no idea what it is from, or where it came from. My credit report says that this is a medical collection that was assigned on -. FBCS, Inc. had plenty of time to send me a debt validation notice '' prior to inserting this onto my credit report, but has failed to do so. FBCS lists the original creditor as -. I have never opened an account with -, nor have I ever received a bill from them. Nor did I ever receive any communication from FBCS. INC. My address is listed on my credit report yet they never sent me a


I have never received one they are in violation of Section 809 ( a ) the FDCPA, 15 U.S.C. 1692g ( a ). Under HIPAA privacy laws FBCS. INC. should not have any of my personal medical information, unless they have a written '' agreement with their client '' that grants them the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the -, SEC. -. They also have to provide an agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization. I am not pleased with the federal bond and collection, they have failed to attempt an explanation of my supposed debt. '' I would like this removed immediately from my credit report, and for the company to never contact me. This practice of not contacting and ruining someone 's credit is unjust.