Pacific Union Financial, LLC Mortgage Complaint

FHA mortgage Loan modification,collection,foreclosure

Pacific Union Financial, LLC Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Washington

I bought a house a could n't really afford. I never made a payment. When I was 3 payments behind, I sold the house. It sold for substantially more than I owed and even th the late fees, etc. were covered by the sale. The day it closed, a collection person from the mortgage company called to say he would not accept the payoff funds unless I came up with an additional $1200.00 THAT DAY. If I did not, he would reject the payoff funds and begin foreclosure proceedings. I paid that amount through the escrow agent and the sale closed. A full 10 days later the mortgage company filed foreclosure on the house, naming me AND THE NEW OWNERS as in default. I was able to get the trustee agency to close the file, but not before it was reported to all - credit bureaus on my credit report that I had an ongoing foreclosure. My attorney wrote them and demanded the foreclosure be removed from my credit reports, along with the - late payments as they had been paid in full. To my knowledge, they removed the foreclosure from - of the - credit bureaus, and 2 of the late payments. My understanding is that - still shows the foreclosure and 4 late payments.

Pacific Union Financial, LLC customer in Washington
Oct 16, 2015

* Source: CFPB Complaint Database

Pacific Union Financial, LLC response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Pacific Union Financial, LLCComplaint HistoryComplaints5/201311/20132/20144/20148/20149/201411/20141/20152/20154/20155/20157/201510/201511/20155/20167/201611/20161/20173/201700.511.522.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Pacific Union Financial, LLCLoan modification,collection,foreclosure100.0%Closed with explanationSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan modification,collection,foreclosure2.6%80.5%0.9%7.4%0.6%6.9%0.9%0.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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