Focus Holding Company Debt Collection Complaint

Focus Holding Company Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Florida

-/-/- my credit score was - from - - from - and - from -. On -/-/- I received a denial letter for a credit card from Bank - due to a collectionon my name sent to Focus Receivables Management by - on -/-/- for an amount of $- owned since -/-/-I never had an account with - under my name, the account we had as household was under - name and was closed on -/-/-. - retrieved my name from the collection agency -/-/- and removed the collection from - before -/-/-. As result I lost - points on my credit score from -. However, it was not removed from -. The confirmation# - for my dispute is - - did not contact me in regards to the charges ($448), but due to the length of time my name was at the collection agency, I lost many points. All my efforts to contact the billing department were not successful. Today, -/-/- after being transferred seven times I spoke with a person that confirmed my name was removed from the collection agency and that my case is escalated. I have no way of recuperating the points lost due to this mistake made -. As result of this mistake I got a denial on credit card application and I cannot apply for a new credit to buy a house.I would need help in recuperating the point lost on my credit score for all - credit agencies, please.