TD Bank Credit Card Complaint

TD Bank Credit card department,

Utah

I was issued a credit card -/-/- through Target Financial services. On my credit report, target is reporting that the date of last payment is -/-/-. They are also reporting that my date of - delinquency is -/-/- to - and - to -. - merely reports that the account was charged off -/-/-. My contention is that if the date of my last payment was -/-/-, then my 1st date of delinquency should be -/-/-, not -/-/- with - and -/-/- with -. I have disputed this account multiple times and Target Financial has validated the information several times with each credit reporting agency. This account is being reported directly to the - credit reporting agencies, and not through a factoring company. Contact directly with the creditor is difficult as the account is closed.