Frederick J. Hanna & Associates, P.C. Debt Collection Complaint

Frederick J. Hanna & Associates, P.C. Debt collection department,

Non-federal student loan Disclosure verification of debt Not given enough info to verify debt Georgia

Attorney firm filed a civil action suit against me in - -, I had requested numerous times for validation of debt they stated I owed prior to my actual hearing date & never received. The attorney firm & the Plaintiff in which the firm claim to represent had - conflicting statement. The loan the attorney firm stated I owe ( application date -/-/- ) does not match the record of what the Plaintiff stated I owe ( application date -/-/- ). Application dated -/-/- is a denied loan from - - - - - - ( see attachment ) & should have not been disbursed to the school on my behalf ( I had already - on -/-/- & did not need any additional financial aid ). The application date -/-/- from another lender is the original loan/date in which I enrolled in school & completed all my financial aid via E-sign prior to me attending. Application -/-/- is the proof of ownership of debt which the attorney has not provided. On -/-/- at my hearing, the Attorney firm stated they would provide me documentation of this loan & I agreed to the judgement contingent upon them providing me this


has not provided this affidavit/documentation or even responded to any of my requests. I have been paying them as agreed & I feel the attorney firm manipulated me into signing this judgement by false representation of them claiming they had personal knowledge of the validity & ownership of debt & yet could not support their claim with basic documents even though they claim to have affidavits & proof of debt. I felt intimidated during litigation ( facing the attorney firm & another associate w/ the attorney firm vs myself ) & pressured to sign or facing the judge who would demand the full amt of the debt of $ 10,000+. I am at a lost right now as to how to move forward & cant afford a lawyer to represent me properly in this matter. I have been taken advantage of by the school, - College ( who currently has an open pending case vs CFPB ) who mishandled & pushed my loan through to - - - of - - ( a preferred lender of the school who had an arrangement with - to sell the loan immediately after origination at a higher rate ). - - & its affiliates or subsidiaries of - - faced a class action ( - - and - -, on behalf of all persons similarly situated vs - - , - and - - ) with District Court of Connecticut for violating the Federal Rule of Civil Procedure 23 ( c ) against - - individuals whom - - underwrote or originated a private loan between -/-/--/-/- stating intentional racial discrimination in - & underwriting of loans using school specific pricing structures which minority borrowers incur higher interest rates and fees. I believe - College intentionally withheld my original loan with my selected lender & then waited til days upon my graduation, creating a urgency & lessen my chance to review & consider other options to pressure me to resign my loan application under a different lender ( the school preferred lender ) unknowingly. The reason the attorney firm cant provide a copy of the application -/-/- is because it was done electronically by a different bank/lender. The application dated -/-/- was denied & should not have ever been disbursed on my behalf because IT WAS DENIED & I never gave Transferability Consent of my E-sign loan transaction application dated -/-/- to be transferred to another holder of the loan ( according to U.S. Dept of Ed concerning Electronic Student Loan Trans )