Financial Business and Consumer Solutions. Debt Collection Complaint

Financial Business and Consumer Solutions. Debt collection department,

Non-federal student loan Disclosure verification of debt Right to dispute notice not received Georgia

As per the correspondence, I received from : - - Dated : - -, 2015/ CORRESPONDENCE RECEIVED -/-/2015. This is to inform you that I 've recently pulled my credit report and noticed that there 's a collection listing from - on my credit report. I WAS never notified of this collection action or that I owed the debt. This letter is to inform you that I would like a verification of the debt and - ability to collect this money from me. Under the FDCPA, I have the right to request a validation of this debt. I request that - verify to me and prove that I am indeed the party who is contractually obligated to pay off this assumed fraudulent debt. Upon your review of my - - Financial Aide Records, your re-investigation will determine, there were no account balances. - See attached e-mailed documents ). Enclosed with this email. The - should be made aware that reporting any invalidated information to major credit bureaus may constitute defamation of character. In addition, you must also be aware that until you validate this debt, you can not continue collection activities or report this information to the credit bureaus. Non-compliance


a debt. The notice should also inform you that you have the right to validate/dispute the debt within 30 days of receiving the letter. If you do n't dispute the debt ( or request validation of the debt ) within the 30-day period, the collector has the legal right to assume that you agree the debt is valid. Re : False Certification of Student Eligibility or Unauthorized Payment Discharge are unacceptable. Please be advised, I - - - - may be eligible for a discharge of my Direct Loan or - Program loan under these circumstances : According to this correspondence received : - - / or an unauthorized agent at - - - evidently school signed my name on the application or promissory note without - - - authorization or the school endorsed - - - loan check or signed - - - authorization for electronic funds transfer without - - - knowledge, unless the proceeds of the loan were delivered to the wrong address or applied to charges owed by - - - the school. - As reported, I - - - - never received any disbursements ' from the - See Invoice Statement. Generated, by attached emails from - Payment History Financial Aide Account. - I did not receive these funds. Neither were they deposited into my checking account.