National Collection Systems, Inc. Debt Collection Complaint

National Collection Systems, Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Tennessee

On - -, 2015, I received a collection notice from National Credit Management Mid-South - - for an alleged debt owed to - College in the amount of $200.00. However, after checking with the Student Accounts office at - - - the College '' ), I determined the amount was to be billed under a third-party billing agreement with the College and therefore is not my individual liability. Therefore, on - -, 2015, I requested National Credit Management to provide validation of the debt as provided by the FDCPA and for an accounting of the debt. I 've received no response to my request. However, after checking my credit report, I noticed the debt was reported to all three major credit reporting agencies. National Credit Management is reporting a non-validated debt on my personal credit report causing damages to myself in terms of my credit score, personal reputation, and business relationships.