Amex Credit Reporting Complaint

Improper use of my credit report report improperly shared by crc

Amex Credit reporting department,

Improper use of my credit report Report improperly shared by CRC Washington

While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by AME- on or about -/-/- on -. I did not authorized anyone employed by this company to make any inquiry and view my credit report. AME- has violated the Fair Credit Reporting Act Section - ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. I have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is - and my Date of Birth is -/-/- in case it is needed to locate the fraudulent inquiry in their system.

Amex customer in Washington
Oct 09, 2015

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints5/20138/201310/20131/201510/201500.511.522.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexImproper use of my credit report83.3%16.7%Closed with explanationClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageImproper use of my credit report0.4%79.6%0.7%19.0%0.3%0.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact Amex

https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
Amex

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