NVR Inc Mortgage Complaint

NVR Inc Mortgage department,

FHA mortgage Credit decision / Underwriting Maryland

I signed a contract with - - to purchase a new home in On - -, 2015, with the understanding that I would receive $ - in closing if I only '' use their mortgage company NVR Mortgage Financing. I was fully approved for the loan and my closing date has been set for - -, 2015. However, over the last few weeks, there is a back-and-forth conversation with NVR Mortgage Finance in regard to deferring my student loan. I told them in the beginning of this process and repeatedly thereafter that -, my student loan servicer, will only defer my loan twelve ( 12 ) months at a time, but they want to extend it to 13 months. I was told by another lender that the reason for this is deceptive practices and that NVR Mortgage Financing plans to sell the mortgage loan as soon as possible. Three years ago, I experienced the same issue with NVR Mortgage Financing, whereas, after I applied for a twelve ( 12 ) month deferment, they wanted to me to push for 1 more month. Because I was unable to do so, they did not honor their agreement and I was not able to purchase the home. This time I want a resolution to this deceptive practice. You are held hostage by NVR Mortgage Financing with no other options until they decide that you are not worthy of their funds. They have accessed my credit report numerous times ( only - of which I approved ) through -, - - -, - - -, since I applied for the mortgage only to lower my score so that I would not be able to apply with another lender.