FHA mortgage Loan modification,collection,foreclosure
Bayview Loan Servicing, LLC Mortgage department,
FHA mortgage Loan modification,collection,foreclosure Georgia
Inaccurate information report to FHA on an account that is not mine. I 'm contacting you in reference to - - - -, -, Georgia -. My exhusband was awarded this property in our divorce. He did not refinance the house out of my name so I was filed for a Chapter - in -, quitclaimed the property to him and divested all interests in the property. Apparently in - my ex let the proper go via foreclosure and a deed in lieu was signed by him and recorded in - -. I purchased a new home in - and last month I attempted to refinance my home and was told by the lender that an alert was placed in the FHA - system stating that I had a property foreclosed on and that it made me unavailable to refinance under FHA for 3 years. This property belonged to my ex and I should in no way be harmed behind it. I was told I 'm held liable too but that its impossible as I did not sign off on the deed in lieu of foreclosure therefore invalidating the deed. I was told I did n't have to sign papers since the property was given to my ex in the divorce. It can be - statues to adhere to. Either its mine too or its not. If my signature was needed and was never obtained then the deed in lieu is not valid. I ca n't be penalized with him along with his property as it is not mine. I want Bayview to send information to FHA - and have the erroneous information deleted from my profile.
Bayview Loan Servicing, LLC customer in Georgia
Oct 05, 2015
* Source: CFPB Complaint Database
Bayview Loan Servicing, LLC response to complaint:
Closed with explanation
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