Hiday & Ricke, P.A. Debt Collection Complaint

Hiday & Ricke, P.A. Debt collection department,

Credit card Communication tactics Threatened to take legal action Florida

I had a credit card from - that was charged off back in the year -. The account was then later sold to a Florida entity named - -. Around from - - to - - I was on a duty -. Upon my return a year later with no prior correspondence the collection company served my roommate. I showed up to court and made payment arrangements that were inflated with interests. While I was making payment, I called in and inquired about making a payment that consisted of a large sum to be distributed evenly across a number of months. The representative on the phone accepted the payment and they defaulted me the following month for non-payment. I was a student and not working, they placed a lien on my bank account. I had a lawyer submit a file to remove the lien and told them he would be representing me from that point forward. Since then, the attorney has n't received neither calls nor correspondence from - - - -, neither have I. On Monday - -, at about - - a sheriff showed up to my apartment with a court execution order to levy my property. He


the car with a notice to resolve the matter in 45 days or the car would be sold. Since then I have filed a Notice to Defendant of Right Against Garnishment, Wages, Money, and Other Property. I contacted the collection agency and the person handling the case advised me to have my lawyer contact them. He has tried for the past three weeks and has n't successfully spoken to anyone except for a secretary who told him someone will return his call. It appears I have n't been giving any choice in this matter. I was under the impression they 'd want their money but instead they rather have me suffer and not earning an income. I do n't understand how this is justifiable. I 'm going 21 days without my car. It 's costing me $32.00 per day on average to travel to a per Diem job where I 'm only earning $85.00 before tax. My hands are tied at this point, I just want to resolve this issue. Thank you.