Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt
Enhanced Recovery Company, LLC Debt collection department,
Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Oklahoma
I 'm currently in the process of rebuilding my credit and have been combing my reports when I came across a collection for an old Internet account back in 2011. I filed a debt verification letter with the collection agency at the - of this month. I received a response the following day, during which they said the account status had been updated and it was placed in an investigatory status. When I checked my credit reports - -, my - report shows this debt meets the guidelines set forth by FCRA. On my - report, it shows the debt as being disputed. First and foremost, I never actually disputed the debt. I simply asked for a verification of the debt. I called to speak with the original creditor this morning, giving them the account number listed, my social security number, my name and former address the account was listed under and every other piece of information needed. After spending more than - minutes on the phone with them, I had - separate account receivables professionals tell me there is no record of any account or debt with my listed information in their system at any point. That tells me the collection agency simply ignored my debt validation letter or rubber stamped it because the original creditor does n't have anything listed for my account.
Enhanced Recovery Company, LLC customer in Oklahoma
Jul 17, 2015
* Source: CFPB Complaint Database
Enhanced Recovery Company, LLC response to complaint:
Closed with non-monetary relief
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.ercbpo.com/ |
Phone | (800) 942-0015 |
[email protected] | |
Address | 8014 Bayberry Road Jacksonville FL 32256 |
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