Gulf Coast Collection Bureau, Inc. Debt Collection Complaint

Gulf Coast Collection Bureau, Inc. Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Florida

I was contacted by a collection agency in -/-/-. After I received their letter, I requested that they validate this debt. I contacted - - Hospital ; however, they refused to provide me with written documentation. I contacted the collection agency and faxed a copy of my driver 's license. The collection agency confirmed that I did not sign this contract and that I am not an obligor for this medical service. On -/-/-, Gulf Coast Collection placed me for collection. The copy of my credit report is attached. On -/-/-, Gulf Coast Collection sent me a validation letter ( the copy is attached ) ; but, at that point, I had already been placed in collection for one month, which is a violation of the Fair Debt Collections Practices Act 809. Gulf Coast Collection placed me for collection before initial communication occurred, in violation of the law. Since -/-/-, I have not received any supporting documents from either - - Hospital nor Gulf Coast Collection Agency. I filed a complaint with the - against Gulf Coast Collection Agency. Gulf Coast Collection Agency refused to remove my account from reporting to credit reporting agencies and I have not received any


and - Hospital both refused to provide a copy of a signed agreement, because there is none. Both companies violated the Act, and are still reporting this debt, for which I am not legally obligated. The Gulf Coast Bureau is not accredited by the -. Case # - was filed with the Florida - - - -. The debt collector reported an unverified account under my name on -/-/-. Subsequently, the debt validation letter was mailed three weeks later on -/-/- ( attached ) which is in violation of the requirement that a debt collector is not allowed to report an unverified account. I sent a letter to - - Hospital on -. - - Hospital telephoned me in response. Although I requested all communication in written format, the hospital confirmed over the telephone that I have no financial responsibility for this account. I have never received a written response to my request, and over - days have passed since my request. To date the debt collector has failed to provide : * An explanation of what the money owed is for. * An explanation of how the amount owed was calculated ; * Copies of any agreements signed obligating me to pay for the debt ; * Copies or other verification of any judgment ; * Identification who the original creditor of the debt was ; * Provide verification that the collection agency is licensed to collect in my state ; and* Provide the office 's valid license number and registered agent. Gulf Coast Collection failed to provide in a timely manner the required supporting documents as is required by law, failed to remove the disputed item, and failed to verify the debt. I never signed/authorized/approved this medical service. - - Hospital has my phone number and address on file. However, - - Hospital never contacted me to authorize this medical service. I contacted - - Hospital in -/-/-, and in -/-/- and - - Hospital confirmed that I do not owe money for this medical service. I never signed this contract/service/account. I discovered this only after receiving a collection agency report to my credit profile. I am not the financially liable party for this account.