Toyota Motor Credit Corporation Consumer Loan Complaint

Toyota Motor Credit Corporation Consumer loan department,

Vehicle loan Managing the loan or lease California

I am writing to submit a complaint about unfair credit practices by Toyota Financial Services ( TFS ). I have tried - times, unsuccessfully, to resolve the matter with TFS and am submitting this complaint. TFS has filed derogatory and incorrect information on my credit report -. TFS claims that my payment history is -, - and -, '' whatever that means. I *think* they are saying I had late payments, but even asking for clarification on what that means was met with resistance from TFS. In fact, when I questioned the meaning of that phrase, they took it to mean that I was acknowledging it was correct ( see the - set of correspondence to understand what I mean ). The payment history TFS placed on my credit file is incorrect. TFS never - sent me a letter stating my account was late. TFS made absolutely no attempt to cure any debt with


under the terms of agreement with TFS and with - persons on the loan. To summarize : TFS made - attempt to notify me of any payment - - ) due. To claim now that there were late payments is simply incorrect and now they are damaging me credit. I have maintained a perfect credit rating my entire adult life ( almost - years ) and am baffled as to why TFS is trying to - over. I am attaching all correspondence between myself and TFS. I request that TFS remove all derogatory information on my credit report/profile. I was never late with payments and am being treated with disrespect. Best, - - - -. - - -, CA -