Enhanced Recovery Company, LLC Debt Collection Complaint

Enhanced Recovery Company, LLC Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt resulted from identity theft Washington

I received a written collection notice from Enhanced Recovery Company , LLC ( ERC ) of -, Florida attempting to collect a debt for -. I followed the instructions on the collection agency letter and responded in writing in 2013 to dispute the validity of the debt. My letter included the specific statement : This account is not mine and should be removed from my credit report. I went to a local - store and was able to learn that my social security number was among the information used to open the account. Other account information included a State of Georgia driver 's license number and expiration date, mailing address and associated home telephone number for a residence in Georgia. Learning that my social security number was used to open this account, I filed a police report with my local law enforcement agency and placed fraud alerts with the - credit bureaus. I completed and returned the ERC fraud packet at that time. Now, nearly 2 years later, I am unable to obtain a home mortgage because a credit bureau still reports this - account as a collection item against me ; the other - bureaus previously removed this fraudulent collection account. I was unable to receive even a pre-qualification letter from - lender due to the appearance of this collection item, even though the item includes a note that it is disputed.