Home equity loan or line of credit Loan modification,collection,foreclosure
JPMorgan Chase Mortgage department,
Home equity loan or line of credit Loan modification,collection,foreclosure California
I have tried to contact JP Morgan Chase about a Home Equity Mortgage Loan that was opened on - and was part of a shortsale conducted in -. Chase has not responded to my request for them to correct their credit reporting to the credit bureaus. I have sent them - correspondence in writing, and also filed disputes with -, -, and -. All - bureaus have verified that Chase confirms their reporting, which is incorrect. To be clear, they are reporting I currently have a balance of $310000.00, which is an astronomical amount of money that i DO NOT owe. This property was short sold and california law prohibits any deficiency balances owed on single family residences. In addition, the Code of Civil Procedure states that a mortgage lender who consents to a short sale waives any claim to pursue the seller for the balance. ( CCP 580 ( e ) - Chase approved the short sale in -/-/-. Also, the act of credit reporting is considered an active attempt to collect a debt, therefore Chase is collecting on an illegal claim. Since Chase has not responded to my inquiries, I ask that the CFPB help me get chase to respond and not continue to ignore me. Attached please find my - demand letter to chase that they have ignored.
JPMorgan Chase customer in California
Jun 02, 2015
* Source: CFPB Complaint Database
JPMorgan Chase response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.jpmorganchase.com/ |
Phone | (212) 270-6000 |
[email protected] | |
Address | 270 Park Ave Fl 12 New York NY 10017 |
JPMorgan Chase | |
JPMorgan Chase |
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