Avant Credit Corporation Consumer Loan Complaint

Avant Credit Corporation Consumer loan department,

Installment loan Taking out the loan or lease Massachusetts

I applied for an installment loan with Avant on - night and went through all the necessary steps of applying - I provided income verification, bank account numbers, my personal log in information to my bank account, personal information and minutes later after it processed, - I received my credit score ( which is the same as they stated it was today ) and finally an email that was a congratulations! I was approved and would have a -/-/15 funding date, in the amount of $7000.00. You ca n't imagine my elation - the - time since purchasing a car that I felt I would finally get out of this hole - credit debt ). I also went into my profile on the Avant website and they provided a detailed breakdown of all the upcoming payments - I even have a contract which I signed and read and re-read ( ignoring section - as I was approved, it says it right here in an email, plus I was set up on-line with payment details ). Later in the day -, I received a deflating email stating that my application had expired and I was welcome to apply again - but


my bank account funds as I knew I would have a big deposit during the week. I really was under the assumption that I was approved - I had no reason to doubt their horrible mind games they play with the unsuspecting consumer. I consider myself pretty - street smart - but really was n't ready to take this type of blow - financially, and emotionally speaking. All other services I applied for promptly deny me online and recommend I try Avant, which I did - their interest is hefty but quite affordable - their methods are misleading and am appalled that they are allowed to do business this way!! Good thing I did n't write them a review yet ... I will do that in my own way on social media. Now I 'm thinking I ca n't be the only - they have done this to, others wo n't say anything - but I will, this is n't good business - their practices need to stop!! Yes, the fine print does say that nothing is guaranteed until the funding occurs - but giving people in my situation a false hope is not right - my dreams of paying off my collections, and credit are now ruined and making - simple payment out the door. I make enough to support the loan - a fact that no one even checked with my employer ) and currently have an auto loan that I have made consistent payments on for over 2 years never - being late. I have - small collection in the amount of $330.00 and - paid charge-off to my credit union in the amount of $160.00, Avant is punishing me?? I passed their initial algorithm - but now they say no!!? Yeah it 's their money - but do n't approve people then say no, I 'm going to lose money this week due to their practices! They are supposed to be helping people like me - not turning them away! I have worked at my job for over 9 years, make decent money - and have lived at the same address for over 8 years - but yet, - small setbacks on my report is cause to disapprove the initial approval? Your ads and statements on your website are very misleading!! Should this be ignored or no resolution I will consult my attorney for other remedies.