Toyota Motor Credit Corporation Consumer Loan Complaint

Vehicle loan Managing the loan or lease

Toyota Motor Credit Corporation Consumer loan department,

Vehicle loan Managing the loan or lease California

I AM AWAITING A RESPONSE FROM ALL - CREDIT BUREAUS.I have contacted the company, Toyota Motor Corp. on - occasions in regards to account -. My - letter dated -/-/- by Certified Mail and it was retuned as RETURN TO SENDER. They have the incorrect address online to correct inaccuracies. The - time I contacted them was dated -/-/-. To this date they have failed to submit a response to me. They did respond my mail to my husband who had the joint account with me in which they used a stalling tactic stating they believe their records are true and used false dates with no explanation of what the dates listed were for. What we both asked for in the letters submitted to them was for - to correct the Rating Status that they had us both in to GOOD '' and to erase the


which should only be listed as - hard inquiry. I said we were not interested any more in purchasing a vehicle and - - and his Manager - - insisted on calling every day to finance us with a used car. I have also contacted their company with no response. - - - ( Dated : -/-/- ) should be the only - listed with the next - as - inquiry. Please see all the inquiries below and the date they had banks review my credit. - - - -, -- - - -, -- - - -, -- - - -, -- - -, -- - -, -- - - - -, -- - - - -, -I am not sure if this is common practice for - to ignore a Dispute Letter '' from a consumer in requesting a correction that - has falsely reported on to my account. I am also not sure if it is common practice for the company to answer - person on the account and no the other co-signor, if both signees wrote - separate certified letters/mailings. I just want my credit status rating to be recorded accurately and to reflect the true status of GOOD '', since they have stated my account is Paid as Agreed/Closed and Good '' - did respond to my spouse for the very first time on -/-/-, to his dispute, which had insufficient and inadequate information to validate the inaccurate reporting from Toyota Motor Corp Company to all three credit bureau agency 's ( -, - and - ) in regards to his credit standing. The information - previously provided ( from credit report viewing on -/-/- stated that his account ( which is also my account Joint Account is in GOOD STANDING / PAID AS AGREED / CURRENT / CLOSED '' and yet holds a NEGATIVE/POOR STATUS ''. The status - holds on ether of our accounts, on both of our credit reports is contradicting to what is written about my account by your company. I kindly requested proof of payment showing late payments, how it was made ( form of payment ) and when it was paid on. - never write me back. They wrote on the letter that was sent to my husband, in which we both do not agree with, the dates - listed with NO E-PLANATION : The payment history reporting for this account is - for -, -, -, -, -, -, - and -, - and -. These dates, above, if meaning late payment '' in these months, are incorrect! The information - provided the credit bureaus do not even reflect the same dates. - company is purposely providing and filing false information and refusing to provide the full investigation of my dispute and correction of my account that I am entitled to by law. They blatantly ignored my letter of dispute.

Toyota Motor Credit Corporation customer in California
Jun 01, 2015

* Source: CFPB Complaint Database

Toyota Motor Credit Corporation response to complaint:
Closed with explanation

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