Columbia Collection Service, Inc. Debt Collection Complaint

Columbia Collection Service, Inc. Debt collection department,

Medical Taking/threatening an illegal action Sued where didn't live/sign for debt Oregon

In - of -, the end of my -, I was admitted to - - - in -, Oregon. After several days of -, I ended up leaving and getting discharged. I had a - -. I was not going to be admitted unless I was promised that I would not be responsible for any expenses. After many staff promises of making sure I would not owe a dime, I was then quickly admitted. I had been told that this issue could be from all of the - I had put on myself from - taking me out of my home and permanently removed from my family the year before. - and the school liaison placed me on - and onto the Oregon - - when I was removed from my home. I was unaware of needing to reapply at the time. I had decided to make myself an - student and work full-time graveyard while continuing - during the daytime. I chose not to go to - - because I did not want that as I did not hear very good things about the - parents in that area. Little did I know that I would become - Finally,


I was a single mom and needed a reliable car. After the - car I bought, I was commuting over - miles a day from work, school, and daycare and decided to trade that small SUV in for a small car that had superior gas mileage. This car, the dealership told me I had a medical bill on my credit from back in -. What??? No I do n't! '' I exclaimed immediately. Right away, that SAME DAY, I called Columbia Collections. I gave Columbia all my information and what they asked of me. The next week a man called me, I offered to pay them $50.00 a month as I was a single mom living and working by myself with my newborn. He denied the payment option. Quickly, a - - was contacting me by certified mail. I had been served. I went to court and took a friend with me to be a witness. When it was my turn to speak, I could n't explain or finish what I had to say. The - stated he had worked with - through Columbia Collections and she was very fair and would make sure I was taken care of. He snapped his gavel and the court was adjourned. Within days, I had a garnishment on me from my place of employment at - - in -, Oregon, I had a lien against my bank account and a negative amount in my account, I had a lien against - other bank accounts that I had as well. I placed my child support money I drew out from the - -, and deposited it into my account to be able to afford rent, and transportation for my son, along with daycare. After what - - did to me, I had no money to pay for anything, let alone food. I had to take my son to friends to live in order to even eat. I tried and tried contacting - - by calling her on the phone number she had given me. No answer and no call back after leaving numerous voicemails on her personal identified voicemail. I continued getting garnished and quit my job so I could focus on college. My grades dropped due to stress and financial hardships. I spoke with many lawyers, and - - was the only lawyer that gave me suggestions to pursue this lawsuit. I wrote a certified letter on - -, - to Columbia Collections Service - - - -, - - OR - asking for a payoff amount so I could pay the debt off ( with a personal loan I was going to receive from a credit Union ). The letter was signed for on - -, - by - -. I waited for a response and nothing. The attorney - - said that they ca n't touch my money.