FAIR COLLECTIONS & OUTSOURCING, INC. Credit Reporting Complaint

FAIR COLLECTIONS & OUTSOURCING, INC. Credit reporting department,

Credit reporting company's investigation Investigation took too long Utah

My name is - - -. From -/-/- until -/-/- I resided at an apartment complex run by - called the - in - -. My rent was always paid on time and I never had a complaint lodged against me as a tenant. I gave the required 30 day notice of intent to leave on -/-/- in order to attend - in - in -/-/-. On - -, I turned in my keys and gate card to the office and they issued me a release from any further contract obligation. A month later, the complex emailed me a bill for $230.00 to paint the unit and empty garbage that was in the garage ( this was not emptied because the maintenance man was in a hurry to leave for the day and I had to give him the remaining key to the garage very quickly and forgot to take the garbage out before the garage door closed. The walls of the unit were patched and repainted the same white shade of paint before I left ( I borrowed paint from Maintenance ). The carpet was shampooed ( although, after 12 years, it usually would be replaced, but I take


bill negates a deal that tenants got for 10 % of each monthly rent applied to a pot of money to be applied to closing costs for the purchase of a new home with certain builders ( $120.00 x - x - = $17000.00 ). FCO has refused to detail their bill with me and refused to remove it from my credit bureau for the last two years despite the difference of $250.00 between their bill and that of -. I continue to dispute this on all - credit bureaus and they continue to tell me that it is a valid bill despite the fact that I have never seen the bill for $480.00 and they are refusing to send to it me. Yesterday, I called FCO and offered to pay the $480.00 in full if they would just remove the charge from my credit after I pay it ; they refused to do this. I have attempted to call - and their - offices do not answer the phones ( automated to voice mail ). In the meantime, the - was sold to a different company ; - appears to be having problems with their - rental properties.There were days in this unit where I went without AC in the middle of the summer for several days, but I did not ask for a rent reduction. There was an incident where the complex allowed a moving - to park next to my vehicle and the - company side swiped my car. When I reported this to the office staff at the -, they refused to give me the name of the owner of the moving - to place a claim - damages to my car were $490.00. I did not make an big magilla over these issues because I knew it would not be resolved and would only cause hard feelings for the time I rented there. Now I am very upset about what has happened to my credit on this and am frustrated that FCO will not even give me a copy of their bill from - that they are reporting as delinquent for me.