JPMorgan Chase Debt Collection Complaint

JPMorgan Chase Debt collection department,

Mortgage Improper contact or sharing of info Talked to a third party about my debt California

First of all, identity theft was committed using my decease mother 's and my name and social security numbers number to open different accounts with different account numbers in order to collect on an alleged debt that was duly satisfied, written off and then sold. Did n't return and answer all the questions in the Qualified Written Request and Debt Collector Disclosure Statement. It included an Affidavit for person of authority to complete concerning the alleged debt. They skirted and defrauded the states of the lawfully required recording fees. and fraudulently recording of documents on the state and county levels even using my decease mother to file Notices of Default, assignments of Mortgage including substitution of Trustees. Look like they back dated some of them in order to appear that they were submitted. I am also disputing the validity of the assignment in order to protect the interest of the holder/investor//real party of interest. They are not the real party of interest. A securitization audit with and expert witness shows they are not party of interest and violated the transfer and tax laws according to ( FSA ) Financing Accounting Standards and RIMIC, Real Estate Mortgage Investment Conduits, The REMIC


), Pooling and Servicing Agreement, FDCPA Laws, FTC, Privacy Laws, Social Security Act, ( FACTA ). They filed inaccurate derogatory information on my credit reports, thereby damaging my credit which results into injury. The agencies may have violated the ( FRCA ) by selling my information to third parties, ( TILA ) They violated the TTILA by not disclosing verbally that I had three year to rescind my contract. We were not told that the note was a monetary instrument and that a note in a mortgage transaction exceeds a maturity of nine months, and therefore it is already a security. Ref 15 U.S.C 78 ( c ) ( 10 ). Therefore, any reference to a note is your/knowledgeable, willful fraud by conversion, intent and action. Without Disclosure Washington Mutual, JP Morgan, and associates registered the note as a security with the SECURITIES AND E-CHANGE COMMISSION using form -. Fraud was committed because under U.C.C 3-306, there can not be a holder of due course on a promissory note after you deposit it so you use off balance sheet bookkeeping under ( FSA ) Financing Accounting Standards to hide the asset of the true creditor. All banks and subsidiary mortgage companies follow FAS standards.FR - is one of several reports that are filed on - form in which the public has a right top disclosure under the Privacy Act that shows the purported borrower 's asset and you, Washington Mutual, JP Morgan and or your parent corporation, other subsidiaries, agents, liability.You are required under 12 U.S.C. 248 and 347 to file an FR - balance sheet. Your liability is my promissory note. It is your liability because it is an asset to me. I am demanding copies of the - registration statement fro you and anyone connect to you that shows THEY sold the note that is a transfer, the - ( b ) ( 5 ) prospectus, the balance sheets FR -, -, and - that have - number on them and a re subject to disclosure under the Privacy Act, Title U.S.C. 552 ( a ). You, your associates and previous purported owners of the note have intentionally created fraud in the factum and withheld from me vital information concerning said debt and all of the matrix involved in making the loan. Filed an incorrect - ( CAL.CIV.CODE - ( c ) ) We are appealing - - - - and filing a - with the SEC for illegal trading of securities.