Credit card Cont'd attempts collect debt not owed debt is not mine
Resurgent Capital Services L.P. Debt collection department,
Credit card Cont'd attempts collect debt not owed Debt is not mine California
LVNV/Resurgent is - again continuing to violate the FDCPA requirements for validating the alleged debt ; the most important being the original alleged creditor 's contract with my signature ( or at least a certified copy of the original contract ( certified by the original creditor 's custodian of records ) ). My original Debt Validation Letter lists this request, as well as requests for a letter of assignment from the alleged original creditor ( evidence that the collection agency owns the alleged debt ) and the exact calculations supporting the alleged debt amount. Again, they continue to ignore these - specific requests. LVNV/Resurgent lacks sufficient information and belief in order for me to admit or deny this alleged debt. In addition, LVNV/Resurgent fails to state a claim upon which relief may be granted and that their claims are barred by the doctrine of laches and the principle of waiver. Until LVNV/Resurgent provides the original alleged creditor 's contract with my signature ( or at least a certified copy of the original contract ( certified by the original creditor 's custodian of records ) ), their basis is on a contract that is an adhesion contract and a contract that is illusory and therefore unenforceable. And where is the calculation of interest? The calculation stated in their response is usurious or based on a rate that is greater than allowed by law. I respectfully ask LVNV/Resurgent - again to provide the - specific items noted in this response and again following : - the original alleged creditor 's contract with my signature ( or at least a certified copy of the original contract ( certified by the original creditor 's custodian of records ) ) - the letter of assignment from the alleged original creditor ( evidence that the collection agency owns the alleged debt ) - the exact calculations supporting the alleged debt amountIn closing, I would like to publicly invoke the Doctrine of Unclean Hands as LVNV/Resurgent acted in a dishonest or fraudulent matter with respect to the dispute at hand in this situation.
Resurgent Capital Services L.P. customer in California
May 07, 2015
* Source: CFPB Complaint Database
Resurgent Capital Services L.P. response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.resurgent.com/ |
Phone | 888-665-0374 |
[email protected] | |
Address | P.O. Box 10497 Greenville SC 29603 |
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