Javitch, Block & Rathbone Complaint

Javitch, Block & Rathbone LLC Debt collection department,

Credit card Cont'd attempts collect debt not owed Debt is not mine Kentucky

Javitch, Block & Rathbone ( JBR ), on behalf of - - - ( - ), filed a Complaint against me personally on - -, -, on a business debt of $20000.00 for a defunct LLC of which I was a member. During the litigation, I discovered that - did not retain JBR. Rather, - - - - - ( - ) did. Since - is domiciled and licensed to practice law in George, it retained JBR to do its dirty work. Because - was not JBR 's client, JBR stonewalled my discovery efforts and would not produce the records I requested which would conclusively demonstrate that this account was not a personal debt. In spite of that, - could not prevail when it filed its motion for summary judgment. The court found that the affidavit filed was deficient. Subsequently, - made a settlement offer where it would dismiss the Complaint with prejudice and JBR assured me that - would remove the derogatory reporting with all - major credit reporting agencies. Also, I knew that a dismissal with prejudice would require - to discontinue the reporting in accordance with the FCRA. The court entered the Agreed Order on - -,

sent an e-mail to - -, JBR 's attorney whom I had dealt with on this issue. He responded that he would contact his client. Thirty days later, I checked my credit reports and the reports were continuing. I got back with - - again. He said that he was waiting for his client to get back with him. This happened for another three months, at which time I decided that - - would do nothing about this violation of the FCRA. Because I already knew that - was really - 's client, I called - in - -. They committed to get back with me within three days. A day later, I received an e-mail from - - telling me that his client just got back with him and he would send me an agreement to sign, then - would stop reporting. I told him that I had n't developed amnesia and he should acknowledge that his client got back to him only because I contacted -. I told him that I hoped there is no clause that would cause - to issue me a - the following -. - -, the attorney, conveniently became incompetent. He said that all he knows is that if I sign the agreement, the reporting would end even though I knew that the Agreed Order robs - of the benefit of reporting because of the FCRA. Sure enough, not only did the agreement allow - to issue a - to me, - in fact issued that - in - -. How can a debt that does not exist be cancelled? I went back to - again. They told me to contact - regarding the - and JBR regarding everything else. I contacted -. They told me that - is their lawyer and is the only party that can resolve this issue. I do n't know who is whose client or who the real lawyer is. Because - - was having problems navigating this issue, he elicited the assistance of a partner at JBR, - -. - - and - disclosed that - - was not licensed to practice law in Kentucky and would like to help resolve the issue if I was agreeable to it. I was. I demanded that the - be withdrawn or - reimburse me for my tax liability associated with filing the -. I computed the value of the tax due attributable to the - to be $5800.00 ( Federal - and $1100.00 ( state ). - - dragged out this issue for months and eventually offered me $5000.00 to sign the agreement. I declined it in - -. I disputed the - when I filed my tax return. JBR, -, and - have refused to resolve this issue.