Security Credit Services, LLC Debt Collection Complaint

Credit card Disclosure verification of debt not given enough info to verify debt

Security Credit Services, LLC Debt collection department,

Credit card Disclosure verification of debt Not given enough info to verify debt Utah

Security Credit Services , LLC has failed to prove correct date of - Delinquency for an amount owed to the original creditor, - and has been reporting the collection account on my - Credit Bureau Report. Pursuant to the FCDBA Debt Vericiation must be furnished in order to report adverse account on my Credit Bureau Report and thus - - - has also violated the FCRA. They have reported Experian with incorrect Date Of - Delinquency. To my knowledge the date of - Delinquency is in early - and not - - as reported by Security Credit Services , LLC. I am demanding Debt Verification from - - - and they must establish the following:1. Proof that the collection company owns the debt/or has been assigned the debt. 2. A copy of a statement from the original creditor including the amount of the debt and complete payment history ( Established by - v. - - -, - - - and - -, -, - - -, - - - 3. Copy of the original signed loan agreement or credit card application. If Security Credit Services , LLC can not furnish the requested Debt Verification or Correction, they must remove the collection account from my - Credit Bureau Report. If they keep reporting it, they are clearly violating the FCRA guidelines and I have the right to sue Security Credit Services , LLC for $1000.00 in damages in addition to court costs. - Credit Reporting Agency, - Credit Bureau also must provide Method Of Verification '' of the alleged Security Credit Services , LLC account. - and Security Credit Services, are both causing me financial harm by continuing to report the negative account incorrectly.

Security Credit Services, LLC customer in Utah
May 03, 2015

* Source: CFPB Complaint Database

Security Credit Services, LLC response to complaint:
Closed with explanation

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