Phillips & Cohen Associates, Ltd. Debt Collection Complaint

Phillips & Cohen Associates, Ltd. Debt collection department,

Communication tactics Used obscene/profane/abusive language Missouri

This debt is disputedIt has also come to my attention that you are in violation of - - Code - - Unfair practices ( - ) Causing charges to be made to any person for communications by concealment of the true purpose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees. It is to be noted that there are - addresses on the - letter received. -. - - - -, - -. Phillips & Cohen Associates , Ltd . Mail Stop : - - - - -, DE -. Phillips & Cohen Associates , Ltd . - - - -, DE -Listing - addresses on a letter and expecting an unsophisticated consumer to correctly deduce which address a response needs to be sent to causes unnecessary confusion. Does the consumer respond in writing with the cost of postage to - of the addresses, - out of - of the addresses or all - of the addresses? In addition, this practice causes unnecessary expense if the consumer is required to respond to all - addresses. These additional costs can be rather high if the correspondence is -. registered or certified, and if not -. registered or certified it might be possible for this debt collector to claim never receiving a response. An internet search reveals that - - -, - serves as the President and Chief Operating Officer of Phillips & Cohen Associates, Ltd. with the same address as Phillips & Cohen Associates, Ltd., - - -, -, DE - ; therefore, I 've sent - correspondence to - - -, -. at above said address and - correspondence to Consumer Financial Protection Bureau, -. - -, -, - - by - by standard mail ; to report this disputed debt and violation of - - Code - ( - ).